The latest White Paper released by Huma Finance outlines an ambitious vision: to redefine the infrastructure of global payments and financial systems through Blockchain technology. The core strategy of the project aims to create a "liquidity conversion layer" that connects TradFi with Decentralized Finance (DeFi).

The White Paper elaborates on several key development directions:

First, Huma Finance plans to scale the digitization of Real World Assets (RWA). By 2030, the project is expected to cover up to $250 trillion of the global trade finance market, bringing traditional assets such as accounts receivable and payroll flows into the Blockchain world. Asset securitization will be achieved through a Special Purpose Vehicle (SPV) structure, combined with zero-knowledge proof technology to protect privacy, in order to attract more institutional investors.

Secondly, in terms of technical architecture, Huma Finance has proposed a grand upgrade plan. Based on maintaining the high-performance main chain of Solana, the project will expand to multiple ecosystems such as Ethereum and Polygon to enhance asset interoperability. In addition, an innovative dynamic yield engine will be developed, aimed at converting payment flows into interest-bearing assets and allowing users to customize yield strategies.

Huma Finance has demonstrated a proactive attitude towards regulatory compliance. The project plans to participate in the EU MiCA regulatory sandbox program and collaborate with well-known financial institutions such as VISA and Standard Chartered Bank to develop clearing agreements to address the bottleneck issues of fiat currency deposits and withdrawals. At the same time, by launching a developer incentive program, Huma Finance hopes to build a "PayFi Lego ecosystem" similar to the Android open ecosystem.

Finally, in the design of token economics, Huma Finance adopts a deflationary mechanism. 50% of the transaction fees will be used to buy back and burn HUMA tokens. As expected, if the annual trading volume reaches $10 billion, the annual burn amount will account for 14.5% of the token circulation.

Huma Finance's strategic layout reflects the project's ambition and potential in the global financial reconstruction, with the prospect of occupying an important position in the future Blockchain financial landscape.