Recently, the Crypto Assets market has once again become lively, and a striking topic is the rumor that XRP may soar to $100. This optimistic prediction has excited many investors, but before making any investment decisions, we need to calmly analyze the likelihood of this prediction.

First, let’s examine the expectations related to the ETF approval. There are views that once the XRP ETF is approved, institutional investors will flood in, driving the price up. However, let’s recall the experience of the Bitcoin ETF approval. Although the launch of the Bitcoin ETF was a milestone event, it didn’t propel the Bitcoin price to $100,000 as some had anticipated. Therefore, we have reason to question whether XRP can achieve a several-fold increase solely based on ETF approval.

Secondly, we need to consider the market capitalization issue. If XRP really reaches 100 dollars, its market capitalization will show astronomical growth. Currently, the Crypto Assets market, both in terms of capital scale and investment sentiment, seems difficult to support such a huge increase. Institutional investors typically follow a diversification strategy and are unlikely to concentrate all their funds into XRP, let alone push its price up regardless of cost.

Another popular argument is based on the application prospects of XRP in the banking industry. However, we need to carefully consider the supply and demand relationship. The total supply of XRP is close to 100 billion coins, and even considering the potential demand from the global banking industry, this number is still enormous. Banks adopt XRP mainly to improve operational efficiency, rather than as an investment tool. Therefore, it seems unrealistic to push XRP to a price of 100 dollars solely based on the demand from the banking sector.

Finally, we cannot ignore the gap between XRP and other major Crypto Assets such as Bitcoin and Ethereum in terms of ecosystem development. Ethereum has established a strong ecosystem in areas such as decentralized finance (DeFi) and non-fungible tokens (NFT), while XRP's development in these emerging fields is relatively lagging.

In summary, while XRP does have its unique value proposition and use cases, the prediction of pushing its price to 100 dollars seems overly optimistic. Investors should base their decisions on comprehensive market analysis and rational judgment, rather than being influenced by exaggerated expectations. The development of the Crypto Assets market is full of opportunities, but it is also accompanied by high risks, making it crucial to remain clear-headed and cautious.